Committed to Making Wholesale Lending Simple

Thanks for dropping in. Our goal is to make wholesale lending as simple as possible. Let’s Unite!

Bank Statement Calculator

Just Fill Out Our Form and
Send Us Your Bank Statements.
We’ll Have Your Results In 1 Hour.
That’s Right, 1 Hour!

Bank Statement Calculator

Bank Statement Program

Up to 90% LTV | Min FICO 640
Loan Amount $150k - $3M
12 & 24 Month Option!
Primary, 2nd, & Investment Homes
Gift Funds Allowed
Cash-Out Can be Used as Reserves

Bank Statement

Non-QM

DSCR Options
Bank Statement Options
Tax Return | W2 | 1099 Options
Interest Only Options
We Close Fast – Your Best Option

Loan Products

PRONTO
Broker Portal

Order Loan Disclosures
Run AUS
Lock Loans (Even Non-QM Loans)
Upload Conditions
Order CDs

PRONTO Login

Approved in 48 States

Competitive Rates

Fannie Mae Direct Seller/Servicer

Leading Non-QM Lender

Committed to Making Wholesale Lending Simple

Thanks for dropping in. Our goal is to make wholesale lending as simple as possible. Let’s Unite!

Non-QM

DSCR Options
Bank Statement Options
Tax Return | W2 | 1099 Options
Foreign National Options
Interest Only Options
We Close Fast – Your Best Option

Loan Products

Bank Statement Program

Up to 90% LTV | Min FICO 620
Loan Amount $150k – $3M
3, 12, & 24 Month Option!
Primary, 2nd, & Investment Homes
Gift Funds Allowed
Cash-Out Can be Used as Reserves

Bank Statement

PRONTO Broker Portal

Order Loan Disclosures
Run AUS
Lock Loans (Even Non-QM Loans)
Upload Conditions
Order CDs

Pronto Login

Bank Statement Calculator

Just Fill Out Our Form and
Send Us Your Bank Statements.
We’ll Have Your Results In 1 Hour.
That’s Right, 1 Hour!

Bank Statement Calculator

Why Choose Unite Mortgage?

Unite Mortgage is a FNMA/FHLMC Seller Servicer with a wide variety of Programs allowing brokers in over 44 states to offer their clients loan options not readily available with most lenders. Our leadership team at Unite has over 100 years of wholesale lending experience further solidifying our expertise in an ever-changing growing broker market. One of our core missions at Unite Mortgage is to leverage our innovative technology, Pronto, partnered with our superior customer service, creating the best-in-class experience from submission to funding.

Let’s Unite!

FHA Sponsor ID 00068-0000-6 | VA Sponsor ID 908-0910000

Loss Payee:
Home Mortgage Alliance Corp (HMAC) Its Successor And/Or Assigns
4 Hutton Centre Drive Suite-500 Santa Ana, CA. 92707

DU Sponsoring Name:
Home Mortgage Alliance Corporation (HMAC)

Quick and Easy Approval

As our mortgage partner, we know how meticulous this process can be, which is why we are committed to ensuring that your approval is as quick and easy as possible. Click here to apply now!

Cutting-Edge Technology

We are laser-focused on technology to make the broker experience a world-class one. With Pronto you can price and lock loans instantly, run AUS, upload conditions and see real time when our support team reviews and clears each loan.

Best In Class Customer Service

At Unite Mortgage our associates work hard daily supporting our mortgage partners and their referral partners providing industry leading customer service.

Our Loan Products

Below are some of our loan products available to our mortgage partners:

FHA/VA Loans

At Unite Mortgage we offer an aggressive FHA/VA product line that allows our mortgage partners competitive loan options allowing them to close more loans.

Conventional Loans

As a FNMA/FHLMC Seller Servicer we offer our Mortgage Partners a wide variety of programs with limited overlays.

Non-QM Loans

We understand that many borrowers may not meet traditional financing. At Unite Mortgage we are proud to offer our Mortgage Partners an outlet to close these types of transactions.

View Our Products Page

Unite Mortgage

Industry Expertise | Support For Your Growth

Who the heck is Unite Mortgage?

We’re your best new wholesale lender.

We’ve taken everything about the mortgage industry that’s difficult and demanding and created the simplest and best way for mortgage brokers to fund loans. We cut out the BS. We have streamlined the process to make it as easy as possible for our mortgage broker partners to WIN!

Get to know more about us