Bank Statement Program

Bank Statement

Unite Mortgage has you covered when it comes to Bank Statement loans with two options: Investor Alt-Doc Bank Statement and Alt-Doc Owner/Occupied
Bank Statement. With insanely fast turn times and aggressive pricing we are your home for Bank Statement loans.

View Program Guidelines

Investor Alt-Doc
Bank Statement

3, 12, & 24 Month Bank Statement Option

 Use any AMC | Transferred

    Appraisals Allowed

 Min FICO 620 | Max LTV 90% |

    Max $3M Loan Amount

Several Interest Only Options Available

 Gift Funds Allowed

 Cash-out Can be Used as Reserves

 FTHB Allowed

Alt-Doc Owner / Occupied
Bank Statement

3, 12, & 24 Month Bank Statement Option

 Use any AMC | Transferred

    Appraisals Allowed

 Min FICO 620 | Max LTV 90% |

    Max $3M Loan Amount

Several Interest Only Options Available

 Gift Funds Allowed

 Cash-out Can be Used as Reserves

 FTHB Allowed

Check out our other Loan Products

Below are some of our loan products available to our mortgage partners:

FHA/VA Loans

At Unite Mortgage we offer an aggressive FHA/VA product line that allows our mortgage partners competitive loan options allowing them to close more loans.

Conventional Loans

As a FNMA/FHLMC Seller Servicer we offer our Mortgage Partners a wide variety of programs with limited overlays.

Non-QM Loans

We understand that many borrowers may not meet traditional financing. At Unite Mortgage we are proud to offer our Mortgage Partners an outlet to close these types of transactions.

Reasons to Choose Us

Access to Unique Loans

We know that borrowers aren’t ‘One size fits all’ so our loan solutions are adaptive to people’s circumstances.

Quick Turn Times

We removed the red tape to make sure we close loans faster than our competitors. Try us out and see for yourself.

A Simple Process

With our focus on customer service and innovative technology we make closing loans easy.

Experienced Customer Service

Our associates are committed to your success, supporting both our mortgage partners and their referral partners every day.

*Some restrictions may apply

Our Success Stories

Our partners work with us because they believe in the value of our platform.

“I loved the customer service as your team answered a number of questions. They were patience, informative, detailed, and truly helped me feel comfortable with the options presented. It’s great to know I have a partner to help me grow my business.”

Carl S.

“The expertise and understanding of a variety of loan products was what sold me. With the detailed guidelines for Non-QM and DSCR programs, I needed someone to show me how best to leverage these products. Thank you, Unite Mortgage.”

Jane W.

“Love the process. I’ve needed an industry expert to partner with who could provide that little extra piece of information that makes the difference. The people at Unite are honest, straight-forward, and always there for me. My new wholesale partner is Unite Mortgage.”

Jason C.

We Are Here to Support Your Growth

Your subject matter experts every time you need us.

Become Our Partner

Join one of the fastest growing wholesale lenders. Click to Apply. Let’s Unite!

Apply today with Unite Mortgage

CALL US

1-800-777-1207

We’re here for you everyday.

Contact Us

Email Us

Need to know more about our services? Email us today at info@unitemortgage.com.

Contact a Partner Specialist

2022 © Unite Mortgage. All Rights Reserved.

Skip to content