Call us at 1-800-777-1207 (Mon-Fri: 9AM-6PM PST)

Non-QM NOW
Zoom Room

We know originators in today’s market Need Answers NOW and at Unite Mortgage we are here to HELP.
Now we are Live from 9AM PST to 4PM PST to take on your mon-QM scenarios LIVE in our Non-QM NOW Zoom Room

Committed to Making Wholesale Lending Simple

Non-QM

  • DSCR Options
  • Bank Statement Options
  • Tax Return | W2 | 1099 Options
  • Interest Only Options
  • We Close Fast – Your Best Option

Bank Statement Program

  • Up to 80% LTV | Min FICO 660
  • Loan Amount $150k - $3M
  • 12 & 24 Month Option!
  • Primary, 2nd, & Investment Homes
  • Gift Funds Allowed
  • Cash-Out Can be Used as Reserves

PRONTO
Broker Portal

  • Order Loan Disclosures
  • Run AUS
  • Lock Loans (Even Non-QM Loans)
  • Upload Conditions
  • Order CDs

ITIN Prime

  • LTV up to 80%
  • DTI up to 55%
  • 12 Months Income Documentation
  • Most Property Types Accepted
  • Gift Funds Allowed
  • No Visa Required
  • Valid ID

Add Unite On
LoanSifter

Unite’s 12-Day
Purchase Pledge

For all qualified Conventional, FHA, VA, Bank Statement, and DSCR Purchase loans Unite Mortgage receives from you, we’ll underwrite and close purchase transactions within 12 business days from submission to funding. If we don’t, we’ll waive our Underwriting Fee*. Now that’s a Pledge!

Approved in 48 States

Competitive Rates

Fannie Mae Direct Seller/Servicer

Leading Non-QM Lender

Committed to Making Wholesale Lending Simple

Thanks for dropping in. Our goal is to make wholesale lending as simple as possible. Let’s Unite!

Non-QM

  • DSCR Options
  • Bank Statement Options
  • Tax Return | W2 | 1099 Options
  • Foreign National Options
  • Interest Only Options
  • We Close Fast – Your Best Option
Loan Products

PRONTO Broker Portal

  • Order Loan Disclosures
  • Run AUS
  • Lock Loans (Even Non-QM Loans)
  • Upload Conditions
  • Order CDs
Pronto Login

Bank Statement Program

  • Up to 90% LTV | Min FICO 620
  • Loan Amount $150k – $3M
  • 3, 12, & 24 Month Option!
  • Primary, 2nd, & Investment Homes
  • Gift Funds Allowed
  • Cash-Out Can be Used as Reserves
Bank Statement

Unite’s 12-Day Purchase Pledge

For all qualified Conventional, FHA, VA, Bank Statement, and DSCR Purchase loans Unite Mortgage receives from you, we’ll underwrite and close purchase transactions within 12 business days from submission to funding. If we don’t, we’ll waive our Underwriting Fee*. Now that’s a Pledge!

Click Here For Details

Why Choose Unite Mortgage?

Unite Mortgage is a FNMA/FHLMC Seller Servicer with a wide variety of Programs allowing brokers in over 44 states to offer their clients loan options not readily available with most lenders. Our leadership team at Unite has over 100 years of wholesale lending experience further solidifying our expertise in an ever-changing growing broker market. One of our core missions at Unite Mortgage is to leverage our innovative technology, Pronto, partnered with our superior customer service, creating the best-in-class experience from submission to funding.

Let’s Unite!

FHA Sponsor ID 00068-0000-6 | VA Sponsor ID 908-0910000

Loss Payee:
Home Mortgage Alliance Corp (HMAC) Its Successor And/Or Assigns
4 Hutton Centre Drive Suite-500 Santa Ana, CA. 92707

DU Sponsoring Name:
Home Mortgage Alliance Corporation (HMAC)

Quick and Easy Approval

As our mortgage partner, we know how meticulous this process can be, which is why we are committed to ensuring that your approval is as quick and easy as possible. Click here to apply now!

Cutting-Edge Technology

We are laser-focused on technology to make the broker experience a world-class one. With Pronto you can price and lock loans instantly, run AUS, upload conditions and see real time when our support team reviews and clears each loan.

Best In Class Customer Service

At Unite Mortgage our associates work hard daily supporting our mortgage partners and their referral partners providing industry leading customer service.

Our Loan Products

Below are some of our loan products available to our mortgage partners:

FHA/VA Loans

At Unite Mortgage we offer an aggressive FHA/VA product line that allows our mortgage partners competitive loan options allowing them to close more loans.

Conventional Loans

As a FNMA/FHLMC Seller Servicer we offer our Mortgage Partners a wide variety of programs with limited overlays.

Non-QM Loans

We understand that many borrowers may not meet traditional financing. At Unite Mortgage we are proud to offer our Mortgage Partners an outlet to close these types of transactions.

Unite Mortgage

Industry Expertise | Support For Your Growth

Who the heck is Unite Mortgage?

We’re your best new wholesale lender.

We’ve taken everything about the mortgage industry that’s difficult and demanding and created the simplest and best way for mortgage brokers to fund loans. We cut out the BS. We have streamlined the process to make it as easy as possible for our mortgage broker partners to WIN!

Get to know more about us

We Are Here to Support Your Growth

Your subject matter experts every time you need us.

Become Our Partner

Join one of the fastest growing wholesale lenders. Click to Apply. Let’s Unite!

Apply today with Unite Mortgage

CALL US

1-800-777-1207

We’re here for you everyday.

Contact us

Email Us

Need to know more about our services? Email us at info@unitemortgage.com.

Contact a Partner Specialist
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